income property
MEDICAL, DENTAL,HEALTH Office Lease, Airport Location, Cottonwood CA, Cottonwood CA Commercial Lease
October 12, 2009 by Steven Chain · Leave a Comment
Leasing, Pre-construction Lease Opportunity Available Cottonwood Commercial Real Estate
PROPERTY: Professional Office
USES: MEDICAL OFFICE WALK-IN
DENTAL: Perfect for start-up or satellite office
HEALTH CLUB (card access) Physical Therapy/Massage Therapy
TYPE: Leasehold/ Tenant Improvements Build to Suit
LOCATION: Main Community Thoroughfare, Approximately 90 percent of the community pass by this busy location daily.
DEMOGRAPHICS: The immediate community presently supports 3000+ residents. The Gated Planned Unit Development is slated for 5000+ residents. The regional community of Cottonwood should receive it’s fair share of the 66,000 residents projected by the California Department of Finance by the year 2025.
MARKET: This location represents a unique business opportunity. The immediate community of approximately 3,000 residents is not presently served by medical services. The regional community estimated at over 12,500 residents is under served in the area of medical and dental services as well, thereby creating an ideal opportunity for a satellite office or start up practice. Cottonwood Comercial Real Estate
TRANSPORTATION:
HIGHWAY: The community is located 10 minutes from Highway 5 between Red Bluff and Redding, CA.
AIRPORT: The offices are accessible by the POA 3000′ paved airport via the adjacent taxiway. This location is ideally suited for the Pilot/Physician or Dentist seeking a satellite office. Cottonwood Commercial Real Estate
income property
USDA 80% BUSINESS LOANS FIXED RATE 30 YEAR, $25,000,000 LIMITS
September 29, 2009 by Steven Chain · Leave a Comment
The United States Department of Agriculture USDA Business and Industry Loan Guarantee Program represents a unique source of funding for those seeking Commercial Loans.
MARKET: Buyer’s and business owners of commercial real estate
LTV: 80-90 percent based upon either startup or existing business status
TERM: Variable and Fixed rates, 7 to 30 year depending on collateral and use of funds. New accelerated approval process (October 1, 2009) 10 day approval process possible
LOCATIONS: Communities with populations under 50,000 and their contiguous urbanized boundaries.
COLLATERAL: Projects eligible for B&I financing include business acquisitions, commercial real estate purchases, startup costs and working capital, machinery and equipment purchases and some refinances. Commercial/Residential mixed use properties are now eligible.
More information on on the USDA Business and Industry Loan Guarantee Program is available HERE.
This is not a commitment to loan. This information is provided by your Realtor. Any commitment to loan will be based upon borrow’s loan application, property eligibility/collateral, Lender’s approval and USDA’s guarantee.
income property
$701,000 – 185 Healdsburg Ave. Healdsburg, CA
September 21, 2009 by Steven Chain · Leave a Comment
Great Location – Main Street Healdsburg Commercial Property with many uses!
Location – Location – Location! Corner property on Healdsburg Main Street, five-way intersection. Located one block from the downtown square. High traffic-count from freeway leading downtown. Approximately 5,000 square foot lot.
CH-1 zoning – (Uses Permitted)
income property
REO Fixer-Upper Bargains, Cottonwood CA Homes For Sale , FHA 203k
September 19, 2009 by Steven Chain · Leave a Comment
The Bargains: Are you in the market for a home and seeking some real bargains. We would like to draw you attention to some often overlooked bargains in the real estate market in Cottonwood homes for sale There are really two categories of REO homes for sale. Those that are ready to move in and fixer- uppers. These fixer-uppers are additionally undervalued due to the inventory of ready to move in homes for sale. We have developed a team to assist you in taking advantage of these real estate bargains. Many times fixer-upper properties are overlooked due to the challenges created in assessing the costs of the repairs as well as funding the purchase and rehabilitation in a cost effective and timely fashion. We are able to provide you with these services in the following areas: Cottonwood, Redding, Anderson, Red Bluff, Chico and Oroville
The Benefits: Homes in this category can reap immediate rewards due to the increased value of the home once the work is completed. Final cost savings averaging approximately 10% under those of ready to move in homes can often be expected. Another added benefit is the enjoyment the rehabilitation improvements bring to your new Cottonwood home for sale. Due to the rehabilitation these homes require they do not generally attract the bidding activity of other low priced ready to move in homes.
The Loan: FHA 203K Rehab/Purchase loan. This loan is available with Loan To Value limits has high as 110%. The Rehabilitation portion of the loan can be as high as $35,000.
The Process: We have developed a uniquely comprehensive program to assist you with these property purchases and the challenges they represent. Our team consists of experienced Realtors and Licensed Contractors (lic. #360678) to provide all the services necessary to assist you with a smooth home purchase. We will assist you with the following:
- Prequalifying for the FHA 203k loan.
- Targeting homes that are within your budget and have what we refer to as “Good Bones”. We want to insure that the home you purchase will yield maximum benefits from the rehabilitation work. Our team of experts are able to assist you with a rapid 3 step evaluation process to determine the home’s rehabilitation potential.
- Once the potential of the home is confirmed. We work with you the buyer to develop a rehabilitation plan that fits the home’s needs as well as your vision for your home.
- Purchase of the property including coordination with the FHA lender.
- Contracting and timely completion of the rehabilitation phase for your new Cottonwood home for sale.
This is not a commitment to loan. Loans oac and are subject to HUD guideline, etc.
income property
Redding, California — Prime for a Housing Recovery
September 2, 2009 by Steven Chain · Leave a Comment
We came across this great article in Forbes magazine, showing the huge potential and encouraging signs in the housing market. Redding ranked #8 nationally in the list. Check out the Article Here…
E-mail us, so we can help you take advantage of this ripe market. Enjoy the good news! =)
income property
9 REASONS TO BUY IN 2009
April 15, 2009 by Steven Chain · Leave a Comment
Below we have listed our ‘9 REASONS 2009 IS THE SEASON TO BUY A NEW HOME’
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SPECIAL TAX CREDITS:
FIRST TIME HOME BUYER’S HAVE ACCESS UP TO $8000 FEDERAL TAX CREDIT (must close escrow before December1,2009- NO PAYBACK)
NEW HOME BUYERS HAVE ACCESS TO UP TO $10,000. STATE TAX CREDIT
(must purchase before 2010)
TAX DEDUCTIONS: The interest paid on your mortgage is tax deductible. -
PRICES ARE DOWN:
EXPERTS REPORT PRICES ARE DOWN 41% STATE WIDE.
This means your purchase will position you for appreciation as the market recovers. Many potential buyers are under the impression that the only bargains are Foreclosures, REO’S, but in fact we are marketing new homes that represent remarkable present market value and we would love the opportunity to share our products and programs for purchasing with you. -
IT’S A BUYER’S MARKET:
The wise investor’s adage is,” buy when others are selling and sell when others are buying”. It is hard to say how long the various positive factors that make this a Buyer’s Market will last. But we do know some of those advantages will expire in 9 months.
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HISTORICALLY LOW INTEREST RATES:
Rates are actually below those of 1971.
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RISING RENTS:
Due to recent events in the economy experts forecast a strong demand in the residential rental market for the next 10 years. It just makes good sense to Buy a Home when your payments are at or below what your paying for rent.
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FAMILY WEALTH BUILDING:
While there are numerous ways to invest, basically there are two choices regarding your personal housing. Either you will build your landlord’s wealth through renting or you will build your families’ wealth through home ownership.
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REDUCED UTILTIES:
The homes we build today are far more energy efficient than those we built even 3 or 4 years ago. The lower your utility bills are the more cash in your pocket each month. That’s the bottom line.
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NEW HOME CONFIDENCE:
Purchasing a new home takes the mystery regarding the condition of the home out of the process. REO’s and FORECLOSURE’s can be exempt from disclosures and inspections of condition. Especially if the Lender is in possession of the property since they aren’t in a position to know or verify the condition of the home. Of course the additional expenses related to any necessary repairs or deferred maintenance should be considered as well.
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OPPORTUNITY / TIMING:
This is one thing we have learned after four generations in the Building and Real Estate Industry. Basically we either recognize opportunity when it’s presented or we recognize when we have missed it. We understand each families financial picture is unique.
We are here to assist you.
We appreciate the opportunity to provide you with this home buying information. We want your business and we would appreciate hearing from you to discuss your plans, for BUYING, SELLING, DESIGNING AND BUILDING REAL ESTATE IN THE NORTH STATE.















