Redding Homes for Sale
Lake California’s Under Valued Airport Amenities VI Cottonwood Homes For Sale
October 18, 2009 by Steven Chain · Leave a Comment
Lake California’s Under Valued Airport Amenities VI Cottonwood Homes For Sale
Lake California a planned unit development in Northern California. The community is conveniently located between Red Bluff and Redding. We would like to showcase 1 of the very unique undervalued amenities of our community, the Lake California Airport.
Lake California’s Airpark provides a rare opportunity for pilots to own a home with direct airport access. Community CC&R’s provide for homeowners to construct hangers adjacent to their homes. There are a limited number of vacant lots and homes still available for sale in the airpark.
The private airport is identified as 68CA and is available for the use of community property owners and their guests. The paved runway is 3000′ in length and is equipped with a lighting system. Presently there are 4 tie downs available for monthly or daily rental on a 1st come 1st served basis.
Airpark residents sponsor the Lake California Aero Club and enjoy weekly fly outs and host an annual fly-in open-house in the spring.
Should the need arise the airport provides ready access for Mercy Air and Reach medical transportation services. These memberships are available separately.
For pilots or flying enthusiasts Lake California airpark truly is a wonderful amenity.
photo courtesy of LakeCaliforniaAeroClub/blogs/.com
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Cottonwood Horse Property – Part 3, Homes For Sale
October 17, 2009 by Steven Chain · Leave a Comment
This is #3 in a series of feature articles about a real cowboy his horse and Cottonwood Horse Property Homes For Sale.
This is Chet, in his Sunday best, seated on “Shorty”. I can tell you being dressed like this generally happened for two occasions, a Saturday dance or Church. There was a family rule. If you went to the first one you were going to the second one. The hat is today what we might call a,”Tom Mix” hat. Chet said they wore Stetson hats. From time to time he would explain with some detail the quality and he and his brother Rex’s personal preference. You’ll notice the pants. They “could” fit over the boots, but why hide a perfectly good pair of boots. Chet wore cowboy boots until the last few years of his life, although he did start turning the pants over the boots. That’s just a sign that cowboys can change too. Cottonwood Horse Property Homes For Sale.
The cowboy in the picture is Chet. Chet was my grandfather. I am truly grateful for the influence Chet had on my life. I’ll never forget his cowboy ways. Cottonwood Horse Property Homes For Sale Shasta Horse Property
USDA 102% RURAL HOME LOANS, CONSTRUCTION TO PERMANENT LOANS
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Successful Selling in A Buyer’s Market of Cottonwood Homes For Sale Part 6 of 8
October 16, 2009 by Steven Chain · Leave a Comment
This is the 6th in an 8 part series, on Successful Selling in a Buyer’s Market, Cottonwood homes for sale
MARKET AGGRESSIVELY: In a Buyer’s Market effective marketing must be comprehensive and aggressive. November 2008 survey results indicated that 87 percent of all Buyers are using the Internet in the home purchase process. Results show the Internet is the first source of information for 34 percent of those seeking their next home purchase. Therefore every marketing plan must be centered around the effective use of the Internet. Using a syndication of websites, in advertising listings, is a component of a comprehensive marketing plan. Regularly monitoring the Internet traffic viewing the advertised listings measures the results of the campaign. While traditional marketing venues have their place utilizing them must be in proportion to their effectiveness.
Therefore next time we will look at: Executing the Purchase Contract Cottonwood homes for sale
We are not suggesting that the information provided, by your Realtor, is any substitute for the advice of your legal or tax adviser. This information is provided as an example of the types of evaluations that are helpful, to Buyers and Sellers, when considering real estate transactions. Cottonwood homes for sale
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Cottonwood Horse Property – Part 2, Homes For Sale
October 6, 2009 by Steven Chain · Leave a Comment
This is #2 in a series of feature articles about a real cowboy his horse and Cottonwood Horse Property Homes For Sale.
The horse in the picture is Shorty. As you can see being about 15 hands he wasn’t short. All my life my Grandfather told me stories. He seemed to have an inexhaustible supply. When he was about 87 years old he told me a story I had never heard him tell before. We were visiting and the subject of his horse Shorty came up. Grandpa said that Shorty was the kind of horse that would just stand his ground until a better horse showed up. I didn’t know quite what to say so I was silent. If you know anything about a good storyteller you know, #1 they are patient, #2 they understand the value of timing and #3 they can work with an audience that is SLOWWW. Looking back Grandpa seemed quite relaxed at the time. It was as though he was used to this sort of thing. He paused and waited until it was quite clear that I wasn’t going to get IT. Then he quite deliberately repeated the setup line,”Shorty was the kind of horse that would stand his ground until a better horse showed up.” By now I knew he was patiently working with a slow audience (me) and I gathered my response,” Did a better horse ever show up?” Grandpa paused just the proper amount of time to insure a reasonable amount of attention ,on my part, and he replied,”Never did.” You see a Real Cowboy would never outright BRAG on his horse, but he will tell you a story. Cottonwood Horse Property Homes For Sale.
As storytelling goes this would be what they call a,”Story in A Story”.
The cowboy in the picture is Chet. Chet was my grandfather. I am truly grateful for the influence Chet had on my life. I’ll never forget his cowboy ways. Cottonwood Horse Property Homes For Sale Shasta Horse Property
Redding Homes for Sale
Chico homes for sale – Current Market Statistical Report September 2009
October 1, 2009 by Steven Chain · Leave a Comment
The following statistical information is representative of the real estate market of Chico homes for sale and certain urbanized areas immediately surrounding the City.
The Current inventory of Single Family Chico Homes For Sale is as follows:
PRESENT INVENTORY/STATUS
- 337 Active Residential Listings
- 175 Pending Sales
- 25 Sold
- 36 Short Sale Listings
- 5 REO listings
- 42 Short Sale /REO Listings
2009 YEAR TO DATE MARKET PERFORMANCE
- 574 Homes Sold Year to Date
- 1,009 Homes Listed Year to Date
- $279,317 Average Selling Price
Source: Paragon 4 MLS, September 30, 2009, Chico Homes For Sale
60 Days Remaining for capturing 1st Time Home Buyer $8,000 Tax Credit
This information is provided by your Realtor as an informational service in assisting Buyers and Sellers in Real Estate transactions, Chico Homes For Sale. This information is not presented as a substitute for the advice of your Tax or Legal Advisor
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102% USDA Home Loans – Chico Homes for Sale
October 1, 2009 by Steven Chain · Leave a Comment
United State Department Of Agriculture USDA home loans guarantees up to 102% – Chico Homes For Sale
Buyer’s in the market for a new home, with limited funds available for downpayment, would be well advised to consider the USDA Rural Home Loan program. Zero downpayment is possible with this loan program. These loans are designed for low to moderate income families. For example in the California North State the income range for a family of 4 is $46,650 to $73,600. FICO scores of 620 are generally required. USDA Rural Home Loan guaranteed loans have fixed interest rates with a 30 year term. The loans are designed for new construction, rehabilitation or existing homes. The loans are provided based on eligibility areas. These areas generally have populations between 10,000-25,000 or open country. Therefore the California North State provides numerous areas of eligibility. Search for your Chico Homes For Sale now, or contact us and let us do the work for you.
This is not a commitment to lend. This information is provided as a service by your Realtor. A commitment to lend would be determined by completed application, AOC,buyer/ property eligibility and program status.
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USDA 80% BUSINESS LOANS FIXED RATE 30 YEAR, $25,000,000 LIMITS
September 29, 2009 by Steven Chain · Leave a Comment
The United States Department of Agriculture USDA Business and Industry Loan Guarantee Program represents a unique source of funding for those seeking Commercial Loans.
MARKET: Buyer’s and business owners of commercial real estate
LTV: 80-90 percent based upon either startup or existing business status
TERM: Variable and Fixed rates, 7 to 30 year depending on collateral and use of funds. New accelerated approval process (October 1, 2009) 10 day approval process possible
LOCATIONS: Communities with populations under 50,000 and their contiguous urbanized boundaries.
COLLATERAL: Projects eligible for B&I financing include business acquisitions, commercial real estate purchases, startup costs and working capital, machinery and equipment purchases and some refinances. Commercial/Residential mixed use properties are now eligible.
More information on on the USDA Business and Industry Loan Guarantee Program is available HERE.
This is not a commitment to loan. This information is provided by your Realtor. Any commitment to loan will be based upon borrow’s loan application, property eligibility/collateral, Lender’s approval and USDA’s guarantee.
Redding Homes for Sale
Cottonwood Horse Property, Homes For Sale
September 26, 2009 by Steven Chain · Leave a Comment
This is 1 in a series of feature articles about a real cowboy his horse and Cottonwood Horse Property Homes For Sale.
People might want to know what a real cowboy looks like. I would like to share a bit about the cowboy in the photograph. The cowboy’s name is Chet and that is his horse Shorty. Chet was born and raised in the cowboy way of life. While later in life he did many things, that early part of his life had a defining influence on him. Perhaps it was breaking horses and working on cattle drives on what was part of the Old Chisholm Trail. Or maybe it was just the responsibility of working on the family cattle ranch. But no matter what Chet did he had a bit of that cowboy way about him. If things in life got a bit wild Chet would just ride it out and end up all the better for it. What he started he would see through. I am truly grateful for the influence Chet had on my life. Chet was my grandfather. I’ll never forget his cowboy ways. Cottonwood Horse Property Homes For Sale Shasta Horse Property
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Redding Air Show 2009 Blue Angels Cottonwood Homes For Sale
September 26, 2009 by Steven Chain · Leave a Comment
Redding Air Show 2009 including the Blue Angels this weekend Sept 26-27, Cottonwood Homes For Sale
This is the first time the Blue Angels have been to Redding since 2000. They are in their usual exhilarating form. There is shade under the larger Air Force transport, but it would be wise to bring a folding chair and shade of some sort. With temperatures hovering around 110 today plenty of fluids are the order of the day. Cottonwood Homes For Sale
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Successful Selling In A Buyer’s Market of Cottonwood Homes For Sale Part 4 of 8
September 25, 2009 by Steven Chain · Leave a Comment
This is the 4thin an 8 part series on Successful Selling in a Buyer’s Market Cottonwood homes for sale
STEP 4 – Process the Information: As we process the information from our Market Evaluation we will assist you in the next step in Selling your home. We will consider your property and ownership position relative to 1 of the following 4 categories:
1. MARKET PRICE RANGE IS ACCEPTABLE:Result = You and your home are in a position to sell and you are ready. If this is the case then we can complete the next 4 steps in pursuing your Cottonwood home for sale
2 MARKET PRICE RANGE IS UNACCEPTABLE:Result = The market range is below what you would like to sell your home for. You don’t need to sell and are happy in your present location. No problem sit back and relax. Life is good. Due to the historic increases in values many homeowners began to view their home as being primarily an investment. My humble opinion is your home is primarily a place to live. Generally homes make great investments, but no matter what families have to live somewhere.
3. MARKET PRICE RANGE & NEGATIVE EQUITY:Result = The likely sale price range is below what you owe on your home. If you don’t need or want to sell your home sit back and relax. Life is good. But if you need or want to sell you may want to consider a Short Sale. There are numerous issues to look at when considering Short Selling a home. We have a short list of questions to initially determine the prospects of Short Selling your home. Approximately 30% of all homes in a negative equity position are not candidates for Short Sale. But that being said 70% of the homes are. So with a clear plan and Lender cooperation a sale is still possible. Note: In Short Sales the Lender pays all Realtor Commissions.
4. FORECLOSURE: You have determined your home and your ownership position are not candidates for Short Sale. This is a challenge many have faced in the nation. It’s not the end of the world. It’s an event and an experience that will pass. This is still a time to conduct financial planning going forward. We recommend that you don’t go it alone. Take advantage of family, financial planning and church support available to assist you through this challenging time. Use this experience as an opportunity to learn and grow. As challenging as this is anticipate better days ahead.
We have not addressed the possibility of a Mortgage Modifications. The reason being the topic of this series is Successful Selling in a Buyer’s Market. Next time we will look at: Pricing It Right
We are not suggesting that the information provided, by your Realtor, is any substitute for the advice of your legal or tax adviser. This information is provided as an example of the types of evaluations that are helpful, to Buyers and Sellers, when considering real estate transactions. Cottonwood homes for sale















